Decentralized Finance is the wedge where power moves from the center to the edge. Again, honesty first: REgenerating America never mentions crypto, blockchain or DeFi. What it does contain is the economic frustration and the decentralizing instinct that make DeFi worth asking about.
What we saw in 2013
We wrote about bank bailouts that did not reach small business, collateral that vanished with real-estate values, and banks that did not understand clean-energy financing. We cited Congressional Budget Office data that since 1979 the bottom 90 percent saw average pre-tax income fall while the top 1 percent gained enormously, and that the top fifth held about 85 percent of wealth by 2007. We called that a constrictive economy, where most people are pawns.
The decentralizing instinct
Our answer was power from within, flat and self-organizing networks, local-to-global regional economies, and consumer purchasing as the last leverage point. Behavioral change, not complaint, was the lever. The foundation model, in which business profits fund community projects, was our early attempt at a loop that stays close to the people it serves.
Fork, not slogan
DeFi may offer new tools for the same aim: money that moves peer to peer, with less gatekeeping. It can also repeat old extraction in new clothes. The test is the same as before. Does it come from take and get, or give and receive? This is not financial advice. It is a question for any New Earth leader to ask.
The wheel ends where prosperity becomes shared, which brings us to profit.